Chii chinonzi mota yangu? Maitiro ekupindura uyu mubvunzo wega

Ndiani anogona kupindura mubvunzo wekuti "Mota yangu yakakosha chii?"

Kana zvasvika kumotokari itsva, chero nyanzvi yemitengo ichakurumidza kupindura mubvunzo wekuti "Mota yangu yakakosha chii?" uye ichaverenga mutengo wainoda kutengeswa nawo pamari yakapihwa. Motokari ine mutengo wakananga, mitero inodhura zvakanyanya, zvekufambisa zvinodhura zvakanyanya, nezvimwewo. Nenzira imwecheteyo, unogona kuverenga mutengo wechero chigadzirwa chitsva.

Asi zvakadiniko nezvinhu zvakatsigirwa? Iwe unogona kunge uine TV, chitofu, yekuchenesa, microwave oven, sofa nezvimwe mumba mako. Iwe unogona kundiudza kuti chakadii chigadzirwa ichi chakakosha panguva ino chaiyo mune ino chaiyo mamiriro?

Handifungi kudaro. Mushure mezvose, chigadzirwa chakatsigirwa hachina mutengo wakadai. Inogona kutengeswa zvakanyatsoenzana neyakawanikwa mutengi achave akagadzirira kuitenga. Uye chete huwandu uhu hunogona kuenzaniswa nemutengo wechigadzirwa ichi.

Asi ngatione chii chinokanganisa kuumbwa kwemutengo wemotokari yakatsigirwa?

Chii chinokanganisa mutengo wemotokari yakamboshandiswa?

Kuti upindure mubvunzo wekuti "Mota yangu yakakosha chii?" - chinhu chekutanga chaunofanirwa kufunga nezvacho kudiwa. Uye ichi ndicho chinhu chakakosha. Kune dzinoverengeka mota dzinodhura zvakanyanya, asi dzinonziwo dzinoraswa. Sei? Nokuti nekuda kwemutengo, kudiwa kwavo, uye kunyanya mumamiriro akachengetedzwa, zvakanyanya, zvishoma. Tora Maserati semuenzaniso. Iyo Grancabrio sport modhi ichakubhadhara 157 zviuru zveeuro nhasi. Asi kana, wazvitenga nhasi, ukaedza kuzvitengesa mangwana, hauzokwanisi kubatsira kunyange zana rezviuru.

Chii chinonzi mota yangu?

Uye izvi zvese muzuva rimwe chete! Kutengeswa kwemotokari yakadaro kunogona kutora makore, uye mari yacho ichave isina basa kana ichienzaniswa nemari yakaiswa mari. Iko hakuna kudiwa, semhedzisiro, mutengo wemotokari yakatsigirwa yakadai ichadzikira zvakanyanya kupfuura mutengo wesalon.

Uye saka zvachose nemota yese. Pane kudiwa - mutengo wemutengesi uchanyanya kufadza, kana pasina kudiwa - hapana mutengo wakanaka.

Zvakanaka, ngatitii mota iri kufarirwa uye paine kudiwa kwayo. Chii chimwe chinokanganisa mutengo wayo wakachengetedzwa?

Mimwe michina uye mamiriro emotokari. Uye zvakare ruvara rwayo. Ndingati "kuwirirana" kwezvikamu izvi. Somuenzaniso, kana motokari mumutengo wemari inotanga kubva ku $ 5,000, mutengi achada kutenga motokari yakadaro nemhepo chete yemhepo.

Zvakaoma chaizvo kutengesa mota tsvuku pamakanika, nekuti iri vara rinonyanya kukodzera vakadzi, uye vakadzi, zvakare, vanosarudza otomatiki hutachiwana. Ehezve, zvese izvi zvinhu, zvakare, zvinokanganisa kudiwa kweiyo chaiyo modhi mune iyo chaiyo trim. Asi pano kuchinja kwemutengo hakuchazoonekwe zvakanyanya.

Uye panguva ipi iyo mota inorasikirwa zvakanyanya mukukosha? Mumakore ekutanga kana zvakaenzana gore rega rega?

Mota dzinorasikirwa nezvakawanda mukukosha mugore rekutanga. Kurasikirwa kunogona kubva pa20 kusvika ku40%, uye dzimwe nguva zvakatonyanya. Iyo inonyanya kudhura motokari, iyo yakawanda icharasikirwa muhuwandu hwemashoko kare mugore rokutanga re "hupenyu" hwayo.

Asi nei? Hazvisi zvitsva here?

Rudyi. Itsva. Ichiri chakavharwa nevimbiso, nezvimwewo. Asi zvichakuomera kuti uwane mutengi angave anoda kuitenga nemutengo wakaderera. Mushure mezvose, ipapo nehuremu hudiki, unogona kuenda kusalon uye unotenga mota nyowani yakadaro uye unakirwe nenyaya yekuti ndiwe wekutanga uye wega unotyaira. Anobvuma kuti hausi wekutanga uye hausi wega, asi kana iwe uchinzwisisa kuti mutengo wacho unokosha.

Uye kana iwe ukatora anotevera makore? Iko kune kumwe kuderera kwakapinza mukukosha?

Kwete, kubva pagore rechipiri kudonha hakunyanyo kuoneka. Semutemo, mberi mutengo unowira zvakanyanya kana zvishoma zvakaenzana, asi kana mota ikura kupfuura makore gumi, mutengo unodonha zvakare. Mushure mezvose, mota yega yega ine sosi yayo. Marori, kunyanya iwo anga achishandiswa mukushambadzira, anoona kudonha kwechipiri kwakakosha mukukosha kare.

Panyaya yezvataurwa pamusoro apa, zvinonakidza kwazvo kuona pikicha apo muna Zvita mota dzinozova nemakore gumi kubva muna Ndira 1 dzinotengeswa zvakanyanya.

Nzira yekuziva sei mutengo wemotokari yakamboshandiswa? Ona mota dzakafanana pane dzakasarudzika nzvimbo?

Ehe, iwe unogona kuona mutengo kumawebhusaiti, unogona kuenda kumusika wemotokari. Asi usakanganwa kuti mitengo yakatarwa ipapo inodiwa mitengo, kwete chaiyo. Iyi ndiyo mitengo iyo vatengesi vanoda kutengesa mota dzavo. Asi izvi hazvireve zvachose kuti ivo vakagadzirira kutenga pamitengo iyi.

Kubva pane yedu tsika, vese vatengesi, pasina anosara, pakupedzisira vanodzikisa mutengo. Kazhinji 10-20%. Kazhinji, pazvishoma, kana mutengesi pakutanga aisa mutengo wakaderera muchishuwo chekutengesa mota nekukurumidza, asi dzimwe nguva vatengesi vanodzora mutengo ne40 kana 50%.

Kubva pamusoro, sekunzwisisa kwangu, mutengo wakashandiswa hausipo?

Nei isipo? Mota dzinotengwa nekutengeswa. Vatengi vanogamuchira mari. Saka pane mutengo. Icho chiri chechokwadi kwazvo. Asi iyo chaiyo mitengo yekutengesa kwakadaro haina kunyatso gadziriswa chero kupi uye hazvigoneke kuwana chero huwandu.

Asi, sezvambotaurwa, mutengo unoenderana nezvinodiwa, pamitengo inopihwa panguva yakatarwa munguva yemota iyi. Ndokusaka sevhisi yedu yakasarudzika pakuti unogona kubva wangoratidza iyi chaiyo mota kumazana evatengi-vatengesi uye woona kuti vakagadzirira kutenga mota zvakadii.

Zvinogoneka here kutora chikamu mune yako auction kunze kwe "kufarira mitambo"? Ingodzidzawo kuti mota yangu inokosha

Zvinogonekawo nekuda kwekufarira zvemitambo. Hapana anokumanikidza kutengesa mota nemutengo wakapihwa. Ichi chinopihwa, une kodzero yekuchiramba kana nekuda kwechimwe chikonzero chisingakodzeri iwe, kana kuti haisi nguva yekupihwa kwakadaro. Uyezve, yakasununguka zvachose. Ini, semuridzi wemotokari, ndaizotora chikamu muokisheni yakadaro kamwe chete mwedzi mitanhatu yega yega, kana chete kunzwisisa kuti "pfuma" yangu yakakosha sei. Ini handizive nezve dzimwe sarudzo dzechokwadi dzekuongorora.

Zvinogara zvichikwanisika here kutenga mutengo musheni?

Nguva dzose, hapana anosara. Panogara paine mutengo wemota. Kunyangwe yemhando isingakoshi pamusheni, pane zvinogara zviripo zvingangosvika zvishanu zvinopihwa kubva kune vatengesi maunogona kusarudza zvakanakisa uye kutengesa mota yako.