Kodi ndi zololedwa kuyendetsa galimoto popanda inshuwalansi?

Inshuwaransi ya OSAGO ndiyokakamiza m'maboma ndi madera onse aku Australia.

Inde, sikuloledwa m'maboma ndi madera onse ku Australia kuyendetsa galimoto popanda inshuwaransi yovomerezeka ya munthu wina chifukwa inshuwaransiyi imapereka chipukuta misozi pakavulala pa ngozi.

Ngakhale pali mitundu yambiri ya inshuwaransi yomwe mungatulukemo, monga inshuwaransi ya moyo, inshuwaransi yanyumba kapena inshuwaransi yapaulendo, inshuwaransi yokakamizidwa ya munthu wina (yomwe imadziwikanso kuti OSAGO inshuwaransi komanso yomwe imadziwikanso kuti green leaf ku New South Wales), inde. , ndithudi!

Malinga ndi Australian Insurance Council, inshuwaransi ya CTP ndiyovomerezeka m'maboma ndi madera onse a ku Australia ndipo imalipira chipukuta misozi pa kuvulala kulikonse komwe galimoto yanu ingakumane nayo chifukwa cha ngozi. Chofunikira chalamulochi kwa aliyense pamsewu alipo kuti awonetsetse kuti chipukuta misozi chikachitika ngozi. Koma izi sizimakutetezani ku ngongole yazachuma pa china chilichonse kupatula kuvulaza thupi, komanso sizimakutetezani ku kuwonongeka kulikonse kwa galimoto yanu, kotero ndikofunikira kuti muganizirenso mitundu ina ya inshuwaransi yagalimoto, monga inshuwaransi yokwanira. inshuwaransi, moto ndi kuba kokha komanso katundu wa anthu ena okha.

Ndiye mumatani kuti musagwidwe popanda inshuwaransi ya OSAGO? Chabwino, chinthu chofunikira kwambiri chomwe muyenera kuchita ndikungoyendetsa magalimoto omwe adalembetsedwa ndikusunga magalimoto onse omwe muli nawo olembetsedwa ngati inshuwaransi ya CTP ikufunika ngati gawo la kalembera ngakhale ndikofunikira kuzindikira kuti njirayi imasiyana kuchokera kumayiko kupita kumayiko ena. boma. . Monga Fananizani Msika ukufotokozera, inshuwaransi ya CTP imaphatikizidwa ndikulembetsa kwanu m'maiko ambiri, koma ku New South Wales, Queensland ndi Australian Capital Territory, muyenera kusankha inshuwaransi ya CTP.

Zindapusa zoyendetsa popanda kulembetsa komanso popanda inshuwaransi zimasiyana malinga ndi Australia, koma nthawi zambiri, mumakumana ndi chindapusa chachikulu.

Malinga ndi tsamba la New South Wales Roads and Maritime Services, ku New South Wales mutha kulipira chindapusa cha $ 607 poyendetsa galimoto yosalembetsedwa komanso chindapusa cha $ 530 poyendetsa galimoto yopanda inshuwaransi. Ku South Australia, malinga ndi Royal Automobile Association, mutha kulipira chindapusa cha $366 kuphatikiza $60 pa chindapusa cha ozunzidwa chifukwa choyendetsa galimoto yosalembetsedwa komanso $677 kuphatikiza $60 pa chindapusa cha ozunzidwa chifukwa choyendetsa galimoto yopanda inshuwaransi pansi pa Compulsory Liability Insurance. . .

Mwachiwonekere, popeza inshuwalansi ya inshuwalansi ya chipani chachitatu ilipo kuti ikutetezeni ku zovuta zachuma pakagwa ngozi, ngati mutayendetsa popanda izo, simukuika pangozi vuto lalamulo, komanso kudziyika nokha pangozi kwambiri. chochitika cha ngozi. Mudzakhala ndi udindo pazachuma.

Nkhaniyi sinapangidwe ngati malangizo azamalamulo. Muyenera kukaonana ndi oyang'anira misewu m'dera lanu kuti muwonetsetse kuti zomwe zalembedwa pano ndi zoyenera pazochitika zanu musanayendetse motere.