Kulipirira galimoto yanu yoyamba

Mukuganizira momwe mungalipire galimoto yanu yoyamba?

Ndiwononge ndalama zingati?

Musanasankhe ndalama zogulira galimoto yanu yoyamba, sankhani zomwe mungakwanitse. Kuyankha mafunso awa ndi chiyambi chabwino.

• Ndi ndalama zotani zomwe mungafunikire kupanga bajeti? Galimoto yapakati idzawononga ndalama zokwana madola 200 pa sabata* pogula mafuta, kukonza ndi kukonza.

• Kodi pali kusiyana kotani pakati pa ndalama zomwe mwasunga ndi mtengo woyendetsa galimoto? Ngati simukutsimikiza, yang'anani Mtengo mu bajeti yanu pogula gawo la galimoto.

• Ngati mutatenga kusiyana, phindu lazachuma lingakhale lotani? Gwiritsani ntchito chowerengera chathu chobwezera ngongole yamagalimoto kuti mudziwe.

Kenaka pangani bajeti kuti muwone momwe ndalamazi zikufananirana ndi ndalama zanu zina.

Ngati muli ndi galimoto yamaloto anu m'maganizo ndikudziwa ndalama zomwe mukufuna kugwiritsa ntchito, mayankho a mafunsowa atha kukupatsani lingaliro labwino la mtundu wanji wakudzipereka kwachuma komwe mukupanga.

MFUNDO: Simudzabweza ndalama zomwe munagulitsa pogula galimoto. Ganizirani za zinthu zina zofunika kwambiri ndipo ganizirani kuchuluka kwa ndalama zomwe mukufuna kuyikapo muzinthu zomwe zikutsika mtengo osati kukwera.

Ndiyenera kukonza liti ndalama zoyendetsera galimoto?

Ngati mwakonzeka kugula galimoto ndipo mukukonza zolipirira magalimoto kwa nthawi yoyamba, ganizirani kupeza chilolezo chokhazikika musanamenye matayala anu. Mwanjira imeneyi, mudzadziwiratu ngati padzakhala mavuto ndi ndalama zanu, ndipo simudzagwera mumsampha mutapanga ndalama.

Chivomerezo chovomerezeka nthawi zambiri chimakhala masiku 30, kotero mumakhala ndi nthawi yoyang'ana galimoto yoyenera.

Ngati simunakonzekere kufunsira ndalama koma mukuyang'ana galimoto, onetsetsani kuti:

• Dziwani kuchuluka kwa chiwongola dzanja pa ngongole,

• Dziwani zomwe mungakwanitse kubweza, ndi

• Khalani ndi lingaliro labwino la mwayi wovomerezeka kuti mupeze ndalama

Ndi njira ziti zopezera ndalama zomwe zilipo?

Mwinamwake mukuganiza za ngongole ya galimoto kapena ngongole yanu. Izi ndi zinthu zofanana kwambiri, komabe, ngongole yamagalimoto imagwiritsa ntchito galimoto yomwe mumagula ngati chikole cha ngongoleyo. Izi nthawi zambiri zimachepetsa chiwongola dzanja cha pachaka, komabe, nthawi zambiri pamakhala zinthu zina kuti galimoto ikhale yoyenera - mwachitsanzo, ikhoza kukhala pamwamba pa mtengo wina kapena pansi pa msinkhu wina.

Werengani Zosankha Zopezera Magalimoto: Mwachidule kuti mudziwe zambiri za ngongole zamagalimoto, komanso njira zina monga kubwereketsa.

Kupeza ngongole yotalikirapo kumatha kukhala njira yochepetsera kubweza komwe mumayenera kubweza kuti mugwiritse ntchito ngongole yanu, koma onetsetsani kuti mwafufuza zilango zilizonse zomwe mungakhale nazo pakubweza ngongole yanu msanga.

*Kutengera ndalama zoyendetsera RACV za 2007 zamagalimoto apakatikati (Honda Euro Accord, Mazda 6, Toyota Camry).