Why change the CMTPL policy in 2022?

Liability insurance is a unique protection program. This is the only policy that can protect two parties at once. The first is the culprit of the incident, the second is the victim. In the case of the culprit of the accident, the insurance company pays part of the compensation for damage caused to other road users. For the injured party, treatment and repairs are provided due to the availability of CTP at the culprit.

The policy is distinguished by a number of features, such as: pricing policy, the presence of a deductible, additional coverage and technical inspection. Every motorist in Ukraine must have an insurance policy. Such a norm is spelled out in the legislation. However, questions often arise when registering OSAGO online or in the case when it is necessary change the CTP policy already today. Companies operating in Ukraine offer two types of insurance policies: OSAGO and CASCO.

How to issue and prolong OSAGO

Previously, in order to get a car insurance, it was necessary to look for an office of an insurance company, wait for your turn and spend a lot of time on calls. Things have become much easier today. You do not need to leave your home to get a policy. To register, you need a PC, laptop or smartphone with Internet access and a website https://finance.ua/... All that is needed:

• set up filters (type of vehicle, driver's registration, presence and size of the franchise, engine size, additional coverage, benefits and euro number);
• select a company by sorting the list by pricing policy;
• pay for services online.

The cost may vary depending on the current exchange rate, as well as:

• vehicle features (brand, engine power, mileage):
• driver's age, experience, ride quality and number of accidents;
• availability of a preferential coefficient;
• city ​​of registration.

The policy is issued for 1 year, therefore, it must be issued every 12 months. Change policy CTP online - just register a new insurance on the website. It should be borne in mind that car insurance has mandatory exceptions. Drivers with disabilities, combatants and people who have received disabilities as a result of hostilities can ride without it. 

To ensure the reliability of the company, the driver can check the necessary information on the website of the National Bank. All important data about insurers is in the information system - licenses, founders, terms of contracts.