How to get an online loan in Uzbekistan and is it worth applying to an MFI?
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How to get an online loan in Uzbekistan and is it worth applying to an MFI?

When it comes to a large loan, most people think only about the need to visit a commercial bank. However online loan here is not easy to do. We propose to consider a simpler and faster option - get a loan online in Uzbekistan secured by a car in an MFI.

Microfinance organizations make more loyal demands on borrowers than banks and are no less reliable creditors, as they work on the basis of licenses and are regulated by law. Lending at MFI Pullman will help you avoid a lot of bureaucratic requirements of the bank and get rid of waiting in lines.

Pulman reviews online loan applications within 30 minutes. Loan funds can be obtained on the day of applying for an online loan.

What are online loans for?

Most borrowers use loan funds to purchase consumer durables.

These include:

  • expensive household appliances;
  • new models of smartphones;
  • computers and laptops;
  • furniture.

Often a loan is needed to pay:

  • medical services;
  • training courses;
  • obtaining education in higher educational institutions;
  • repair work;
  • buying travel tickets.

A large loan may be needed to purchase real estate or a vehicle.

The advantage of applying to the MFI is that you are not required to indicate the purpose of the loan. You can spend credit funds on anything.

Why is it better to choose online forms instead of offline banks?

To visit a bank branch, you need to spend time collecting numerous documents and standing in line. Waiting for a verdict on granting a loan lasts from 1 to 14 business days.

By applying for a large loan online in Uzbekistan secured by a car in Pullman, you will receive a number of advantages:

  • the ability to calculate the approximate monthly payment amount using an online calculator;
  • the prospect of applying for an online loan secured by a car from any device with Internet access;
  • minimum package of documents;
  • free vehicle assessment;
  • no need to involve official guarantors;
  • there is a possibility of early repayment without penalties;
  • the borrower pays only for notary services - no hidden fees and additional costs.

Terms of microloan processing at MFO Pullman

Before applying for a microloan at MFI Pullman, you need to familiarize yourself with the general terms of lending:

  • interest rate - 3,6% per month of the loan amount;
  • credit limit - 5-50 million sums;
  • loan amount - up to 70% of the estimated value of the car;
  • loan term - 3-36 months;
  • valuation of the car without underestimation relative to the market value.

An important condition for applying for an online car loan at Pulman MFI is that the car remains at your disposal.

To attract more customers, the specialists of the microfinance organization have developed a convenient and easy-to-use website interface. The application includes a calculator for calculating the monthly payment and a number of required fields:

  • FIO;
  • phone number;
  • city;
  • car brand;
  • model;
  • position;
  • year of issue.

After filling out the application, give permission for the newsletter so as not to miss discounts and promotions.

Send an application and wait for the call of the manager to clarify all the nuances of the loan. You can ask all your questions and arrange a visit to the company's office to conclude a transaction.

car requirements

The Pullman company puts forward the minimum requirements for a collateral vehicle:

  • good technical condition;
  • year of issue - not earlier than 2000;
  • cleared in Uzbekistan;
  • not being in arrest or bail;
  • having no unpaid fines;
  • minibus - no more than 16 seats;
  • truck - up to 7,5 tons.

The interest rate is calculated based on:

  • appraised value of the car;
  • the technical condition of the vehicle;
  • service life;
  • loan term.

Only the owner or a person with a general power of attorney can leave a car as a pledge.

Borrower requirements

Every citizen of Uzbekistan who has reached the age of 21 and has his own car can count on an online loan from MFI Pullman. For this you need to have:

  • permanent source of income;
  • identity cards of a citizen of Uzbekistan;
  • technical passport of the car;
  • documents confirming the ownership of the vehicle;
  • income statement - if the requested amount is over 15 million soums.

Why choose Pullman?

Pulman financial company has an impeccable reputation in the creditor market of Uzbekistan. It offers fair and favorable car loans with a free vehicle valuation.

The main advantage of cooperation with MFI Pullman is that you continue to dispose of the mortgage car as usual.

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